Bodily Injury
Definition
Physical harm to a person caused by an accident or intentional act. In insurance, bodily injury liability coverage pays for injuries you cause to others. This includes medical expenses, lost wages, pain and suffering, and legal defense costs if you are sued.
When This Matters
A visitor slips on your icy driveway and breaks their arm. Your homeowners bodily injury liability coverage pays their medical bills and lost wages.
Related Terms
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