Guardian Membership

Most people only think about insurance
when something goes wrong.

Guardian members never have to.

Your Policy Cycle — All 8 Stages
1
Policy Onboarding
Upload your declarations page. The Professor reads every word and tells you what you have, what you're missing, and what to fix.
2
Active Coverage
The Professor monitors your state's regulatory environment, your carrier's health, and listens for life events that change your risk.
3
Policy Services
Inspections, loss control requirements, mid-term endorsements — the Professor tells you what's required, what the deadline is, and what happens if you miss it.
4
Claim Support
Post-loss duties, adjuster communication, settlement evaluation. The Professor stands beside you through every step and every conversation.
5
Resolution
The claim is closed — but the Professor makes sure your coverage is restored, your rights are protected, and you understand what comes next.
6
Pre-Renewal
90 days before your renewal, the Professor initiates a full audit — your coverage vs your current situation, your carrier's complaint ratio, your state's latest regulatory changes.
7
Renewal Decision
Stay, shop, or negotiate. The Professor prepares your questions, evaluates your options, and makes sure you go into renewal knowing exactly what you're worth as a customer.
8
Policy Renewal
New cycle begins. The Professor resets with everything it learned — and starts watching again.
Free during development
All 8 stages of Guardian are available at no charge while we build and test. No payment required.
Start your first cycle →
Educational service · Not licensed insurance advice